Real Estate

Zoning Ordinances loans mortgage terminology definition

admin — Tue, 14 Apr 2009 16:21:45 +0000

Zoning Ordinances: These are the laws regarding zoning and what is allowed to be built where as well as the codes that must be followed to ensure safe construction practices.

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Mortgage Banker loans mortgage terminology definition

admin — Tue, 14 Apr 2009 15:21:45 +0000

Mortgage Banker: A company that makes mortgage loans to people in order to sell the mortgages for a profit. Once the mortgage is closed, the company will sell it on the secondary loan market to another company that wants to invest in the mortgage in order

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Zoning loans mortgage terminology definition

admin — Mon, 13 Apr 2009 15:21:45 +0000

Zoning: There are certain zones in the community that allow for residential construction, commercial construction, and industrial construction. These zones are determined by the local government.

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Mortgage loans mortgage terminology definition

admin — Mon, 13 Apr 2009 14:21:45 +0000

Mortgage: A loan that allows you to purchase a home in return for monthly payments over a set period of time that pays back the loan with interest.

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Zero-Lot Line loans mortgage terminology definition

admin — Sun, 12 Apr 2009 14:21:45 +0000

Zero-Lot Line: This is when a house is constructed on the boundary line of the property.

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Market Value loans mortgage terminology definition

admin — Sun, 12 Apr 2009 13:21:45 +0000

Market Value: The value you home will sell for depending on the current real estate market trends in your area.

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Zero Balance loans mortgage terminology definition

admin — Sat, 11 Apr 2009 13:21:45 +0000

Zero Balance: This is when there is nothing left to repay on your mortgage loan.

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Lock-In loans mortgage terminology definition

admin — Sat, 11 Apr 2009 12:21:45 +0000

Lock-In: An agreement with a mortgage lender that a specific interest rate will be guaranteed, or locked in, as long as the borrower closes within a certain period of time.

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Yield Curve loans mortgage terminology definition

admin — Fri, 10 Apr 2009 12:21:45 +0000

Yield Curve: This is a graph that helps people see interest rates and when they occurred at different periods in time.

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LTV- Loan to Value Percentage loans mortgage terminology definition

admin — Fri, 10 Apr 2009 11:21:45 +0000

LTV- Loan to Value Percentage: The amount of a home you own compared to the amount of a home you still owe to a mortgage lender, expressed as a percentage. For instance, if you put 25% down on a home, your Loan to Value Percentage is 75% because that is w

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