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Underwriter: A person employed by a lending company who evaluates a borrower’s loan application and all of the paperwork involved to determine if the borrower can receive the loan or not.
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Truth in Lending Act: A government act that insures all lenders fully disclose the costs associated with the money being borrowed.
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RESPA- Real Estate Settlement Procedures Act: This states that borrowers must be informed in advance of all of the charges for closing costs of the loan. There is usually a meeting where the borrower sits down with the lending agent while the agent review
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